Everyone knows that buying a home can be costly. Those that are buying a home need to deal with several kinds of fees throughout the process. Typically, a common expense would be the down payment. This means a specific amount of money that a home buyer needs to pay at the start of the purchase...Read More

For people looking for a new home, there are several possibilities available on the housing market. One option they should take into account is buying a house that is dealing with foreclosure in one way or another. Because foreclosed homes are typically sold at a much lower price, people frequently pick this alternative.  Although there...Read More

A lot of people struggle to pay for housing expenses across the country. Unfortunately, even households and individuals that are on track with housing expenses can  find themselves cost-burdened. This is why the federal government focuses on helping people that cannot afford housing expenses. Furthermore, the Department of Housing and Urban Development (HUD) designed housing...Read More

Some people might end up on the streets because they can’t afford a home. If you are in this position, or you know someone who is, you should know that there are many opportunities for support. You just need to understand how each of these opportunities works and what they can offer you. Understanding Supportive...Read More

Dealing with owning a property can be confusing whether you are trying to buy a property, managing your existing mortgage, dealing with a foreclosure, etc. For this reason, laying out available tools and helpful options could really come in handy. Support from a HUD-approved housing counselor is one that can be particularly helpful for you....Read More

Rent can be exhausting for a lot of people to manage. According to Statista, the approximate rent per month for an apartment unit in the United States in February 2022 was $1,129. Some people cannot afford to pay that kind of money on rent, especially if they want their housing costs to be affordable. As...Read More

Keeping up with the increasing costs of living has been getting more difficult every day. If you’re already going through financial struggles, there’s a good chance that housing is taking up a considerable amount of your income. The problem is, whether you’re renting or buying a place, the inflation we mentioned earlier is causing house...Read More

Housing is getting more expensive every day and it’s not showing any signs of slowing down soon. Housing makes up for a large portion of people’s monthly spending in the U.S. The Department of Housing and Urban Development (HUD) states that a household should spend no more than 30% of their income on their housing...Read More

The Emergency Rental Assistance Program This program is a direct product of the COVID-19 pandemic. The program makes available $25 billion to keep families in their homes if they are unable to pay rent and utilities due to the crisis. Do I Qualify? There is criteria that an individual must meet in order to qualify...Read More